A bank pass book is a copy of
Last updated Jun 24, 2026
Correct Answer:
Option C —
The customer account in the bank's ledger
A Bank Passbook (or Bank Statement) is a periodic record provided by a bank to its customers. It is essentially a copy of the customer's account as it appears in the bank's own books (ledger).From the customer's perspective, the bank is an entity where they keep money. They record these transactions in the Bank Column of their Cash Book.
From the bank's perspective, the customer is an entity that has deposited money (a liability for the bank) or borrowed money. The bank records this in its own ledger.
Reciprocal Relationship: A debit entry in the customer's Cash Book (representing a deposit) will appear as a credit entry in the Bank's Passbook, and vice-versa.
Why other options are incorrect:
A) The cash column of a customer's cash book: This records actual physical cash on hand, not transactions with the bank.
B) The bank column of a customer's cash book: This is the record maintained by the customer. The passbook is a copy of the record maintained by the bank.
D) The debtor's account in the bank's ledger: While a customer with an overdraft is a debtor to the bank, a passbook is issued to all customers (including those with credit balances/deposits), so "customer account" is the more accurate general term.
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