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General Studies (Paper 1) from JKPSC JKAS 2024 Prelims
Subject: General Studies (Paper 1) Economy Jammu & Kashmir Public Service Commission Last updated May 9, 2026
JKPSC Prelims 2024 General Studies (Paper 1)

Consider the following statements regarding eligibility criteria for Pradhan Mantri Awas Yojana – Urban (PMAY-U) 2.0 Scheme:

i. Low Income Group (LIG) households are families with an annual income up to Rs. 3 lakh.
ii. Economically Weaker Section (EWS) households are families with an annual income from Rs. 3 lakh up to Rs. 6 lakh.
iii. Middle Income Group (MIG) households are families with an annual income from Rs. 6 lakh up to Rs. 12 lakh.

The Incorrect statement/s is/are:

Answer & Explanation

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Correct Answer: Option D — i, ii and iii
All three statements provided are incorrect because the income definitions for PMAY-U 2.0 (the revised scheme approved by the Union Cabinet in August 2024) do not match the brackets listed in your query. Correct Income Criteria for PMAY-U 2.0Under the updated guidelines for PMAY-Urban 2.0, the annual household income categories are defined as follows: Economically Weaker Section (EWS): Families with an annual income up to ₹3 lakh. Low Income Group (LIG): Families with an annual income between ₹3 lakh and ₹6 lakh. Middle Income Group (MIG): Families with an annual income between ₹6 lakh and ₹9 lakh. Summary of Discrepancies Category Your Statement Actual PMAY-U 2.0 CriteriaEWS₹3L to ₹6L (Statement ii)Up to ₹3 Lakh LIG Up to ₹3L (Statement i)₹3 Lakh to ₹6 LakhMIG₹6L to ₹12L (Statement iii)₹6 Lakh to ₹9 Lakh Key Features of PMAY-U 2.0Launched to provide "Housing for All" in urban areas for the next five years, this version includes: Interest Subsidy Scheme (ISS): For EWS, LIG, and MIG families taking home loans. AHP & BLC: Support for Affordable Housing in Partnership and Beneficiary-Led Construction. Rental Housing: A new focus on creating housing for industrial workers and urban migrants.
Answer verified by Quintessence Classes faculty — Karan Nagar, Srinagar.

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JKPSC JKAS 2024 Prelims

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Exam JKPSC
Recruitment JKAS
Stage Prelims
Year 2024
Subject General Studies (Paper 1)
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