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General Studies (Paper 1) from JKPSC JKAS 2021 Prelims
Subject: General Studies (Paper 1) Economy Jammu & Kashmir Public Service Commission Last updated May 9, 2026
JKPSC Prelims 2021 General Studies (Paper 1)

Stand up India:

 1. Facilitates bank loans to SC or ST borrower.
2. It facilitates a loan amount of 10 lakh to 50 lakhs.
 3. The loan is provided for setting up a greenfield enterprise.

Which of the above statements is/are true?

Answer & Explanation

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Correct Answer: Option D — Only 1 and 3
Analysis of Statements:
Statement 1 is True: The scheme specifically targets Scheduled Castes (SC), Scheduled Tribes (ST), and women entrepreneurs to promote entrepreneurship at the grassroots level.

Statement 2 is False: The loan amount facilitated under Stand-Up India ranges from 10 lakh to 1 crore. The statement incorrectly caps the limit at 50 lakhs.

Statement 3 is True: The loan is exclusively for setting up greenfield enterprises, which refers to the first-time venture of the beneficiary in the manufacturing, services, agri-allied activities, or the trading sector.
Answer verified by Quintessence Classes faculty — Karan Nagar, Srinagar.
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JKPSC JKAS 2021 Prelims

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Exam JKPSC
Recruitment JKAS
Stage Prelims
Year 2021
Subject General Studies (Paper 1)
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