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General Studies (Paper 1) from JKPSC JKAS 2022 Prelims
Subject: General Studies (Paper 1) Governance Jammu & Kashmir Public Service Commission Last updated May 9, 2026
JKPSC Prelims 2022 General Studies (Paper 1)

With reference to SVAMITVA Scheme, consider the following statements:

1. It is launched by the Ministry of Housing and Urban Affairs.
2. It is a centrally sponsored scheme.
3. It aims to allow citizens to use their property as a financial asset for taking loans and other financial benefits.

Which of the statements given above is/are correct?

Answer & Explanation

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Correct Answer: Option D — 3 only
Statement 1 is Incorrect:
The SVAMITVA (Survey of Villages and Mapping with Improvised Technology in Village Areas) scheme is launched by the Ministry of Panchayati Raj. It is not a Ministry of Housing and Urban Affairs initiative, as its primary focus is on rural "Abadi" (inhabited) areas.

Statement 2 is Incorrect:
SVAMITVA is a Central Sector Scheme, not a Centrally Sponsored Scheme. This means it is 100% funded by the Central Government.

Statement 3 is Correct:
One of the core objectives of the scheme is to provide "Property Cards" (also known as Gharauni in some states) to village household owners. This provides legal ownership rights, which in turn allows rural citizens to use their property as a financial asset (collateral) to secure loans from banks and access other financial benefits.
Answer verified by Quintessence Classes faculty — Karan Nagar, Srinagar.
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JKPSC JKAS 2022 Prelims

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Exam JKPSC
Recruitment JKAS
Stage Prelims
Year 2022
Subject General Studies (Paper 1)
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