Consider the following countries:

I. United Arab Emirates

II. France

III. Germany

IV. Singapore

V. Bangladesh

How many countries amongst the above are there other than India where international merchant payments are accepted under UPI?

Among the five countries listed, only the United Arab Emirates, France, and Singapore have officially launched and made UPI (Unified Payments Interface) merchant payments (Person-to-Merchant or P2M) operational for Indian travelers.Status Analysis of the CountriesCountryUPI Status (as of 2026)DetailsI. UAEAcceptedOne of the largest networks; accepted at over 60,000 outlets including Dubai Mall, airports, and through partnerships with Mashreq (NeoPay) and Network International.II. FranceAcceptedThe first European country to adopt UPI. It is live at the Eiffel Tower and is being expanded to other merchant locations via the Lyra network.III. GermanyNot AcceptedWhile there are broad discussions regarding UPI expansion in Europe (through Worldline), Germany does not currently have live merchant acceptance for UPI.IV. SingaporeAcceptedUPI is linked with Singapore's PayNow system. While primarily known for P2P (Peer-to-Peer) transfers, merchant (QR) payments are also widely supported.V. BangladeshNot AcceptedDespite MoUs regarding digital cooperation and cross-border connectivity, merchant-level UPI payment is not currently live for Indian tourists in Bangladesh.Global UPI Acceptance MapAs of early 2026, UPI merchant payments are live in at least 8 countries outside of India:Bhutan (First to adopt)SingaporeUnited Arab Emirates (UAE)NepalFranceMauritiusSri LankaQatarNote: Acceptance usually requires the traveler to enable "UPI Global" or international payments within their UPI app (like BHIM, PhonePe, or Google Pay) and involves a currency conversion fee determined by the bank.